Does Your State Fund Homeschooling?
This guide lists the education funding programs we have confirmed from official sources, in 6 states. Eligibility and permitted expenses differ by program, and some require private-school enrollment.
Does your state fund homeschooling?
Select your state for an instant answer.
How ESAs work
- The state deposits funds into an account for your child
- You spend the funds on approved educational expenses
- Each program sets its own amount, eligibility and rules
The trade-off
ESA funding adds compliance obligations that wouldn’t otherwise apply to homeschoolers. When you accept state funds, you should expect:
- Testing requirements may be added
- Reporting and audit obligations
- Vendor restrictions on how you spend the money
- In some states, accepting an ESA means you’re no longer technically a “homeschooler.” You’re a scholarship student
This isn’t good or bad. It’s a choice. We want you to make it with full information.
Listed education funding programs
Confirmed programs in 6 states. This includes ESAs and other scholarships, with different eligibility rules. Some require private-school enrollment or a change in homeschool status.
Arkansas
Arkansas LEARNS Act ESA
90% of the prior year's sta...Any Arkansas resident child who is eligible to enroll in an Arkansas public elementary or secondary school, for 2025-2026 and every year after (6 CAR 35-103(b)). Homeschooled children can take part: EFA funds may pay qualifying expenses for a student enrolled in a home school under A.C.A. 6-15-501 et seq. (6 CAR 35-102(16)).
Arkansas
Arkansas LEARNS Act ESA
Funding
90% of the prior year's statewide foundation funding amount per student under A.C.A. 6-20-2305 (6 CAR 35-105(f)(1)).
Compliance requirements
- Testing: EFA participants are required to take a standardized test. Homeschooled students who do not participate are not.
Florida
Personalized Education Program (PEP)
Set each year by the Florid...A Florida resident (or child of an active-duty service member ordered to Florida) who is eligible to enroll in kindergarten through grade 12 in a Florida public school and will not be enrolled full time in a public or private school (Fla. Stat. 1002.395(3)(b), (7)(b)). Not available while the child is in a home education program under Fla. Stat. 1002.41: PEP is a separate attendance option, so a homeschooling family registers the child in PEP instead (Fla. Stat. 1002.395(4)(e); 1002.01(2)).
Accepting this ESA changes your homeschool classification
Florida
Personalized Education Program (PEP)
Funding
Set each year by the Florida Legislature, based on the child's grade level and county of residence; paid in four equal quarterly amounts (Step Up For Students, PEP funding page).
Compliance requirements
- Testing: Nationally norm-referenced test or statewide assessment (Fla. Stat. 1002.395(7)(b))
- Reporting: Annual student learning plan (Fla. Stat. 1002.395(7)(b))
- Vendors: Restricted
Application window
New applications and renewals run February 1 to April 30 of the year before the school year; the parent must accept, renew or decline by May 31 (Fla. Stat. 1002.395(6)(e)1.-2., (7)(b)1.).
Florida
Family Empowerment Scholarship - Unique Abilities (FES-UA)
Set by formula, not a fixed...A Florida resident (or child of an active-duty service member ordered to Florida) who is 3 or 4 years old or eligible for kindergarten through grade 12 in a Florida public school, has a disability as defined in the law, and has an IEP or a disability diagnosis from a licensed physician or psychologist (Fla. Stat. 1002.394(3)(b)). A homeschooled child can use it while staying in a Florida home education program: funds may pay home education program costs (Fla. Stat. 1002.394(4)(b)4.).
Florida
Family Empowerment Scholarship - Unique Abilities (FES-UA)
Funding
Set by formula, not a fixed dollar figure. With a Level I to III matrix of services or a diagnosis: the state's total per-student funding for the basic exceptional student education program for the child's grade and school district, plus shares of certain categorical funds. With a Level IV or V matrix: the per-student funding for that exceptional student education level, plus shares of certain categorical funds (Fla. Stat. 1002.394(12)(b)2.-3.).
Compliance requirements
- Testing: Required
- Reporting: Required
- Vendors: Restricted
Application window
Apply by the date the scholarship-funding organization sets. A new scholarship must be accepted or declined by December 15, and a renewal confirmed or declined by May 31 (Fla. Stat. 1002.394(10)(b)1.-2.).
Indiana
Indiana Education Scholarship Account (ESA)
$8,000–$20,000A student with legal settlement in Indiana who is at least 5 and under 22 on October 1 of the school year, whose household meets the Choice Scholarship income limit, and who either has a disability requiring special education with an IEP, a service plan or a choice special education plan, or is the sibling of a student who has an ESA account (IC 20-51.4-2-4). Homeschooled students can take part: the law's only enrollment limits are that the student may not attend a school that receives state tuition support or be counted in a school corporation's enrollment (IC 20-51.4-4-1(a)(5), (c)).
Indiana
Indiana Education Scholarship Account (ESA)
Funding
Up to $20,000 a year for a student with a disability, and up to $8,000 a year for a sibling (Indiana Department of Education, 2026-27).
Compliance requirements
- Testing: The statewide summative assessment for the student's grade, or the assessment named in the student's IEP, service plan, choice special education plan or Section 504 plan (IC 20-51.4-4-1(a)(6)).
- Reporting: Expenses are paid through invoices uploaded in ClassWallet, submitted within 90 days (Indiana ESA Parent Handbook; IDOE ESA page).
- Vendors: Restricted
Application window
2026-27: March 1 to September 1, 2026, with a priority access window from March 1 to April 15, 2026 for students with disabilities funded the year before, then students with disabilities and their siblings, first come, first served.
Mississippi
Equal Opportunity for Students with Special Needs Act (ESA)
$8,421Children who live in Mississippi, have had an active IEP from a public school district within three years of applying, and have been accepted into an eligible private school. Not available while homeschooling: a home instruction program under Miss. Code Ann. 37-13-91 is not an eligible school, and the parent agrees not to file a home instruction certificate of enrollment while in the ESA (Mississippi Department of Education).
Accepting this ESA changes your homeschool classification
Mississippi
Equal Opportunity for Students with Special Needs Act (ESA)
Funding
Up to $8,421 for the 2026-27 school year, paid quarterly as reimbursement of documented expenses (Mississippi Department of Education).
Compliance requirements
- Testing: A pre-assessment and a post-assessment each school year, given by the school and submitted to the MDE Office of Special Education by the parent by the end of the school year (MDE ESA FAQ).
Application window
Applications are accepted throughout the school year; applying December through May gives time for an award before the school year starts. Current recipients recertify in the parent portal April 1 to April 30 each year (Mississippi Department of Education).
South Carolina
Education Scholarship Trust Fund (ESTF)
$1,909–$7,634A South Carolina resident at least 5 years old on or before September 1, with household income at or below 500% of the federal poverty guidelines (2026-27 and later), who will not be enrolled full time in the zoned public school. Students in the Exceptional Needs Children's Fund program are excluded (S.C. Code 59-8-110(4); 59-8-115(D)(4)(d)). Not while homeschooling under Option 1, 2 or 3: the parent attests each year not to take part in a home instruction program under 59-65-40, 59-65-45 or 59-65-47. A family can still educate at home under the ESTF agreement, which itself satisfies compulsory attendance (S.C. Code 59-8-115(D)(4)(e), (H)).
Accepting this ESA changes your homeschool classification
South Carolina
Education Scholarship Trust Fund (ESTF)
Funding
$7,634 per student for 2026-27, paid in quarterly amounts of $1,908.50 ($7,500 in 2025-26).
Compliance requirements
- Testing: Students in grades 3 to 11 complete required testing: SC READY/SC PASS, a nationally norm-referenced test such as the Iowa Test of Basic Skills, or an approved formative assessment given three times a year such as MAP; students in grades 9 to 12 may take the ACT, SAT or PSAT instead of one of those. A student whose IEP exempts testing submits the IEP documentation (SCDE ESTF FAQ; S.C. Code 59-8-115(D)(4)(b)).
- Reporting: After testing, the parent completes the ESTF Testing Report Form and emails a PDF of the score report to ESTFProgram@ed.sc.gov. Funds are spent from a ClassWallet digital wallet by direct payment to approved providers; there is no reimbursement (SCDE ESTF FAQ).
- Vendors: Restricted
Application window
Opens November 1 each year for current participants and their siblings, then a priority window for new students (active-duty military families, household income at or below 300% of the federal poverty guidelines, or prior-year public school attendance), then a general window. Applications are accepted until capacity is met, then a waitlist is kept (S.C. Code 59-8-115(A)-(B)).
Texas
Texas Education Freedom Accounts (TEFA)
$2,000–$30,000A child who is a U.S. citizen or lawfully present in the United States and is eligible to attend a Texas school district, open-enrollment charter school or pre-K program, with a parent who is a Texas resident. Homeschooled children can take part (at $2,000 a year). If applications exceed funding, a lottery by priority group decides placement.
Texas
Texas Education Freedom Accounts (TEFA)
Funding
$2,000 a year for a homeschooled child (for 2026-27, paid in full on July 1, 2026). $10,474 for 2026-27 for a child at a participating private school or pre-K or kindergarten program. Up to $30,000 for such a child with a disability and an IEP on file with the Texas Education Agency.
Application window
2026-27: February 4 to March 31, 2026 (closed). Families can join the 2027-28 interest list for application updates. Participants in good standing stay in the program and only confirm each year that they want to continue.
Jurisdictions with no programs listed
We have confirmed no available programs for these 3 jurisdictions.
Coming soon
We only list funding programs we have checked against official sources, and we have not added these states yet.
Is an ESA right for you?
- Is the funding amount worth the compliance burden? Consider the dollar value against the testing, reporting, and vendor restrictions you’ll take on.
- Already planning to test and report? Compare the program’s rules with what your state already requires of homeschoolers.
- Chose homeschooling for freedom from oversight? An ESA may not align with your goals if independence from state requirements was a primary motivation.
Common questions about ESAs
What is an Education Savings Account (ESA)?
An ESA is a state-funded account that families spend on educational expenses the program approves. Each program sets its own amount, eligibility and permitted expenses. Select your state above to see the confirmed details.
Does accepting an ESA change my homeschool status?
In some states, yes. Accepting ESA funding may reclassify you from a homeschooler to a scholarship student, which can change your compliance obligations. Select your state in the checker above. Any program that changes your status is flagged with "you are no longer classified as a homeschooler."
What are the compliance trade-offs of an ESA?
A program can add its own rules, such as testing, reporting or limits on how the money is spent. Those rules come with the funding, not with homeschooling itself. Each confirmed program below lists its rules.
How do I apply for an ESA in my state?
Each program has its own application and window. Select your state at the top of this page to see the confirmed application window and eligibility for its program.
Want a personalized plan that includes ESA guidance?
Our wizard builds a compliance plan for your family in minutes, including whether an ESA makes sense for your situation.
ESA program details sourced from state legislation and program websites. This is compliance guidance, not eligibility determination. Terms · How we verify